Fmc99 Malaysia Platform Terms and Conditions

1Acceptance of Terms of Use

These Terms and Conditions ("Terms") govern all aspects of your use of the fmc99 platform, including our official website at fmc99.win, the mobile app for Android and iOS, and all services provided through the platform. These Terms take effect from the date you register as a member or begin using the platform, whichever comes first.

Your continued use of the fmc99 platform following any changes to these Terms constitutes your acceptance of the latest updated version. It is your responsibility to review this page periodically to ensure you are always aware of the current applicable terms.

2Account Eligibility & Registration

To register and use the fmc99 platform, you must meet all of the following eligibility requirements without exception:

• Must be at least 18 years on the date of registration.
• Be legally eligible to enter into a binding agreement in the jurisdiction where you reside.
• Not appearing on any list of individuals restricted or prohibited from using online gambling services in your country.
• Never having had a fmc99 account previously terminated due to a terms violation.
• Register using your own accurate and up-to-date personal information — not on behalf of another person.

During registration, you are required to provide accurate information including your full name, active email address, valid mobile number, and date of birth. fmc99 reserves the right to request identity verification documents at any time for KYC (Know Your Customer) purposes to ensure account security and compliance with anti-money laundering policies.

3Account Usage & Security

Each member is fully responsible for the security of their own account. You must take the following steps to protect your account:

• Use a strong password — a combination of uppercase letters, lowercase letters, numbers, and symbols.
• Never share your login credentials with anyone, including family members.
• Enable two-factor authentication (2FA) via your account security settings.
• Contact customer support immediately if you suspect any suspicious activity on your account.
• Log out of your account every time you finish using the platform, especially on shared devices.

Fmc99 shall not be held liable for any losses arising from unauthorised use of an account by a third party, particularly where this occurs due to the member's own negligence in safeguarding their login credentials. All activity carried out through your account is deemed to have been performed by you, unless you have reported the unauthorised access to us.

4Deposits, Withdrawals & Financial Transactions

Fmc99 provides a variety of payment methods suited for users in Malaysia, including DuitNow, FPX, Touch 'n Go eWallet, GrabPay, and Boost. All deposits are credited to your account within the timeframe specified for each payment method.

Deposit Policy:

• The minimum deposit amount is as stated on the platform's deposit page.
• All deposits must be made from a payment method registered in the member's own name.
• Fmc99 does not accept third-party deposits — any such deposits will be returned.
• Deposited funds may not be transferred between different member accounts.

Withdrawal Policy:

• Withdrawals will be processed to the same payment method used for the deposit ("return route policy").
• Members must complete the identity verification (KYC) process before their first withdrawal is approved.
• Withdrawals exceeding certain limits require additional processing time for standard security review.
• Fmc99 reserves the right to temporarily hold withdrawals for investigation purposes if any suspicious activity is detected.

5Bonuses, Promotions & Rewards Programme

Fmc99 offers members a wide range of bonuses and promotions, including welcome bonuses, cashback, free spins, and VIP programme rewards. All offers are subject to the specific terms and conditions stated alongside each promotion.

The general terms applicable to all fmc99 bonuses are as follows:

• Wagering Requirement: Every bonus carries a wagering requirement that must be met before winnings can be withdrawn. The wagering rate varies by bonus type.
• Validity Period: Bonuses have a stated validity period. Unused bonuses will expire automatically once this period ends.
• Withdrawal Limit: Some bonuses have a maximum withdrawal limit on winnings. Any amount exceeding this limit cannot be withdrawn.
• Eligible Games: Not all games qualify toward bonus wagering requirements. Eligible games will be specified in the individual terms of each promotion.
• One Bonus Per Promotion: Each member is entitled to each promotion once only, unless otherwise stated.

Fmc99 reserves the right to cancel, modify, or withdraw any bonus at any time. Should fmc99 detect abuse of the bonus system — including the use of multiple accounts to claim bonuses or any form of promotion-related fraud — fmc99 reserves the right to forfeit all associated bonuses and winnings and close the accounts involved.

6Game Rules & Integrity

All games available on the fmc99 platform use Random Number Generator (RNG) technology certified by accredited independent testing bodies. This ensures that every game outcome is truly random and cannot be manipulated by any party.

Basic rules that must be followed when playing on fmc99:

• Play for entertainment purposes only — do not treat gambling as a primary source of income.
• The use of automation software, bots, or any technical tools to influence game outcomes is strictly prohibited.
• Exploiting any technical bugs in games is strictly prohibited. If you discover a bug, report it to customer support immediately.
• Any form of collusion with other players in multi-player games is strictly prohibited.
• All results generated by the game system are final and binding, and may not be disputed unless a clear and provable technical error has occurred.

7User Conduct & Responsibilities

Fmc99 is committed to providing a safe and enjoyable environment for all members. As such, every member is required to conduct themselves responsibly and respectfully toward others while using the platform.

The following are strictly prohibited on the fmc99 platform:

• Using abusive, threatening, or harassing language towards support staff or other members.
• Spreading false or misleading information about fmc99 to others.
• Engaging in any activity that violates Malaysian law or applicable international law.
• Attempting to hack, breach, or disrupt fmc99's systems and technical infrastructure.
• Using the fmc99 platform for any money laundering activities or financing of illegal activities.

Violation of any rule in this section may result in immediate account suspension or termination without prior notice, and fmc99 reserves the right to report the relevant activity to the appropriate authorities.

8Intellectual Property Rights

All content found on the fmc99 platform — including website design, logos, graphics, text, software, source code, trade names, and all related materials — is the exclusive property of fmc99 or its respective licensors and is protected by applicable copyright and intellectual property laws.

You are granted a limited, non-exclusive, and non-transferable licence to access and use the fmc99 platform for personal and non-commercial purposes only. This licence does not grant you the right to:

• Copying, reproducing, or distributing any part of the platform without written permission.
• Modifying, translating, or adapting platform content for any other purpose.
• Using the fmc99 name, logo, or trademarks for marketing or commercial purposes.
• Reverse engineering any software or code used in the platform.

9Liability Limits & Disclaimer

The fmc99 platform is provided on an "as-is" and "as-available" basis. While fmc99 makes every effort to ensure the platform operates smoothly and without interruption, we cannot guarantee that the service will always be available free of technical disruptions, delays, or errors.

To the extent permitted by applicable law, fmc99 shall not be liable for:

• Any financial losses incurred as a result of gaming activity on the platform.
• Service disruptions due to scheduled or unexpected system maintenance.
• Technical failures caused by factors beyond fmc99's control, such as internet disruptions or natural disasters.
• Any indirect losses, loss of profits, or loss of data arising from the use of the platform.

10Account Suspension & Termination

Fmc99 reserves the right, at its sole discretion, to temporarily suspend or terminate a member's account at any time and for any reasonable cause, including but not limited to:

• Violation of any term in this document.
• Suspected or confirmed identity fraud or submission of false information.
• Suspicious activity related to money laundering or financing of illegal activities.
• Multiple account usage or bonus system abuse.
• Requests from legal authorities or relevant regulatory bodies.

You also have the right to close your own account at any time by contacting our customer support. Prior to account closure, you must settle all outstanding wagering balances and withdraw any remaining funds, subject to the relevant verification process.

If an account is terminated by fmc99 due to a terms violation, any remaining balance may be held pending investigation. If the investigation confirms that the funds were legitimately obtained, they will be returned to the member through the established process.

11Changes to Terms & Conditions

Fmc99 reserves the right to modify, add, or remove any part of these Terms and Conditions at any time. Any material changes will be communicated to members via their registered email or an in-platform notification at least 14 days before the changes take effect, unless the changes are required immediately for security or legal compliance reasons.

12Governing Law & Dispute Resolution

These Terms and Conditions are interpreted and governed by the laws applicable in the jurisdiction where fmc99 operates. Any dispute arising from or in connection with these Terms shall first be resolved through amicable negotiation between both parties.

If an amicable resolution cannot be reached within 30 days from the date the dispute is reported, both parties agree to refer the dispute to binding arbitration in accordance with the agreed rules. The arbitration decision is final and binding on both parties.

Nothing in these Terms prevents either party from seeking interim orders or injunctions from a competent court to protect their rights while arbitration proceedings are pending.

If you have any questions, concerns, or complaints regarding these Terms and Conditions, you may contact the fmc99 customer support team, available to assist you 24 hours a day, 7 days a week via live chat within the platform. Our Bahasa Malaysia-speaking team will ensure every enquiry is handled promptly and with care.